Enable - Authenticate - Validate

We focus on enabling the merchant so that you don't have to.

Supported Payment Methods

AuthGate supports the following mobile payment services, with more being added every month.

Masterpass
iDEAL
BanContact
SnapScan
Zapper
Lightning

Merchant Solutions

AuthGate's payment attestation solutions provide a way for merchants to seamlessly accept payments from a variety of sources including credit cards, personal bank accounts, digital wallets, vouchers and even cryptocurrency networks.

BodyPAD

BODYPAD

The BodyPAD is the first product in a range of cryptographic payment attestation devices, based on a common technology core. The BodyPAD is a low power portable device with an expected battery lifespan of 12 to 24 months.

PrinterPAD

POS-PAD

The receipt printer is probably one of the most ubiquitous components of any POS system. Our printer interface upgrade (patent pending) turns any receipt printer into a mobile payment acceptance terminal. It works seamlessly with all point-of-sale software and does not require any POS system changes or upgrades.

USB-PAD

USB-PAD / DEV-PAD

Our USB-PAD and DEV-PAD components offer third-party developers a simple and straightforward way to integrate mobile payments into their own designs. Typical application areas include automated vending, parking payment, ticketing, access control, etc.

The AuthGate Advantage

AuthGate offer merchants added security (no handling of customer personal data) and convenience (no internet required). Our tap-to-pay method is also a more intuitive way for customers to pay for goods and services. We provide customers with a simple, cost-effective means to pay for goods and services using their mobile phones.

NO INTERNET REQUIRED

AuthGate’s Payment Attestation Devices (PADs) do not require an internet data connection in order to validate payments. All transactions are performed via an app on the customer’s smartphone, which interacts with an AuthGate PAD via Bluetooth. When transactions are completed successfully, the customer’s phone delivers a digital Payment Attestation Certificate to the PAD as proof that the transaction has completed successfully.

SAFE AND SECURE

Payment Attestation Devices (PADs) do not access any sensitive customer information such as credit card numbers, PIN numbers or any other personal data that could be used to compromise a customer’s privacy. The customer uses their own phone to perform transactions and is always in complete control of their personal information.

COST EFFECTIVE

AuthGate solutions eliminate the need for costly Point-of-Sale (POS) card terminals. Instead, we provide merchants with low-cost Payment Attestation Devices (PADs) accompanied by hassle-free, back-end support services which enable them to accept payments via a wide variety of financial services operators at market-beating transaction rates.

RUGGED & RELIABLE

Payment Attestation Devices (PADs) are small and compact hardware devices with no moving parts like card readers that can wear out and fail. These devices are always active and ready to transact, irrespective of external factors like internet availability. The low power requirements enable portable devices to run for months or even years with a single coin cell battery.

SIMPLE TO DEPLOY & USE

AuthGate solutions can easily and cost-effectively be deployed to augment existing Point-of-Sale (POS) systems within any retail setting. Payment Attestation Devices (PADs) are simple to operate with very little training required. Operation is completely intuitive with only a single activate/confirm button on portable devices. Unattended pay points like vending machines and parking pay stations are completely autonomous and require zero merchant interaction.

HACK PROOF

AuthGate solutions rely on the latest cryptography techniques to ensure that the proof of payment cannot be faked or duplicated. Payment Attestation Certificates can only be created by Hardware Security Modules (HSMs) that are under the control of the merchant or the merchant’s designated service provider. This distributed security model reduces the attack surface and the potential reward of any hacking attempt.

Applications

AuthGate Payment Attestation Devices (PADs) can be used in a wide range of industries, including formal and informal trading, deliveries and services, automated vending, parking payment, etc.

Small vendors and informal traders

Application
Small vendors and traders have traditionally been excluded from accepting digital payments due to the high cost of POS card terminals and transaction fees. AuthGate offers small vendors with a cost-effective solution to accept mobile payments using an offline device with no monthly charges.

Restaurants and coffee shops

Restaurant
Credit card terminals are often shared between waiters, resulting in checkout delays and customer frustration. AuthGate devices are small and portable so each waiter could accept payment on the spot.

Food and parcel deliveries

Deliveries
Food and parcel delivery often requires the delivery person to accept cash and carry correct change. Payment attestation solves this problem by enabling delivery personnel to accept mobile payments on the go.

Automated vending and parking payment

Vending
Automated vending machines have traditionally been excluded from the digital payments market due to the high cost of card payment terminals and high transaction fees. AuthGate provides a cost-effective solution with no monthly charges or internet connectivity fees.

Professional services

Services
Accepting payments on site and managing cash have always complicated the professional services industry. Payment attestation solves this problem by enabling service personnel to accept payment on site in real time.

Retail stores

Retail
Cash handling represents a substantial expense and risk for retail shops. AuthGate enables retailers to accept mobile payments in addition to card and cash payments.

About Us

AuthGate is a mobile payments technology company that helps merchants easily and cost-effectively accept customer payments made via any payment service provider of their choice.

Backing a future of universal payment attestation

The mobile payments market is flooded with solutions from various payment processors, wallet providers and financial institutions. These payment options— which are typically designed to maximise consumer convenience and/or to help financial services brands build walled-gardens which promote market dominance aspirations— are mostly incompatible with one another and require merchants to invest in supporting multiple payment options or risk forfeiting a potentially large source of revenue.

AuthGate's payment attestation solutions provide a way for merchants to seamlessly accept payments from a variety of sources including credit cards, personal bank accounts, digital wallets, vouchers and even cryptocurrency networks.

AuthGate caters primarily to a segment of Europe's small business sector which is not currently actively serviced by traditional card payment schemes. A significant portion of small businesses are excluded from accepting digital payments due to inhibitive upfront hardware costs, unsustainable per transaction costs and monthly service charges that eat into bottom line.

The regulatory demands of setting up card payment functionality— both in terms of admin and hard costs— are often prohibitive for many SMEs. For the vast majority of vendors and micro-vending businesses, the costs associated with complying with the Payment Card Industry Data Security Standard (PCI DSS), which governs debit and credit card transactions, are completely untenable.

AuthGate solutions eliminate the need for costly Point-of-Sale (POS) card terminals. Instead, we provide merchants with low-cost payment attestation devices accompanied by hassle-free, back- end support services which enable them to accept payments via a wide variety of financial services operators at market-beating transaction rates.

We fully expect that AuthGate's open approach to engaging third-party payments processors, wallet providers and even blockchain-based payment solutions will lead to increased competition in the space and reduce digital transaction costs over time.

Contact Us

If you would like to arrange a system demonstration or if you would like us to add your payment method to our growing list of services we support, do get in touch.

We are open to adding your payment method to the list. We enable your payment methods or integrate our list into your app.

AuthGate
50 Regency Drive
Route 21 Office Park
Centurion
South Africa